Car loan calculator | The best ways to pay for a new car #car valuation

The best ways to pay for a new car

Hundreds of thousands of people are likely to buy cars after the new “59” number plate is released today, with more than two million being sold last year. But many motorists will pay far more than they need to because they fail to choose the best means of financing the deal before they buy.
A new car is the second most expensive purchase many people make, after their home. So, consider your options carefully before signing on the dotted line. Surprisingly, research from the motor insurance group sure shows that nearly a third of buyers do not even haggle over the price of a new vehicle, and only one in 10 spends more than an hour researching finance options.
“With the cost of motoring on the up, it’s more important than ever for drivers looking to change their car to make sure they get the best deal,” says esure’s Mike Pickard. “Whether it’s bargaining on the forecourt or researching the right finance package or insurance policy, an hour or two of research at home can make a real difference to your wallet.”
Your dealer may offer you a trade-in value for your old car, but this is likely to be less than it could fetch on the open market – provided you can find a buyer. Before agreeing to trade your old vehicle as a deposit, it is worth advertising it on free websites such as guestroom and to see if you can obtain a better price. If your car is worth less than £1,000 and is more than 10 years old, consider taking advantage of the Government’s scrap page scheme.
Once you know the make and model of the car you would like, contact your insurance company or, better still, look at price comparison websites to find out what it will cost to cover. Young drivers and those with convictions for traffic offences should beware buying flashy or fast models they cannot afford to insure.
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