Lets talk about best solutions for complicated credit situations today.
If you are after bankruptcy, best unsecured credit card for you is a Milestone Gold Mastercard. Its a real credit card – no deposit needed, and it will report to credit agencies, improving your credit over time.
If your credit is Bad or Fair, one of the best options for you is Credit One Card, if you have no credit – your best choice is Capital One Bank.
Other popular options for easy approval are gas cards and department store credit cards. Be aware – some of these cards are not accepted outside of particular store or gas station and won’t help you in building your credit.
Secured cards are the last resort if you can’t get a real credit card – consider a card with lowest annual fee and that reports to major credit agencies. A good choice is Open Sky Card or DCU Platinum card.
Some people also ask about prepaid cards – we do not recommend them – they don’t help in growing your credit, expensive to own and don’t offer any benefits.