Having trouble with bad credit? You may have less choice when it comes to applying for new cards, but experts say there are some out there that will help rebuild your credit.
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The Today Show this morning devoted a four minute segment to the topic of reverse mortgages, spelling out the details of the loans for the increasing number of people who are interested.
Seeing more questions and more interest lately from those who qualify, Today’s financial editor Jean Chatzky answered questions on reverse mortgages, how they work, and whom they are right for.
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HECM stands for Home Equity Conversion Mortgage, popularly known as a Reverse Mortgage. Significant changes occurred on October 1 of this year and Rob Brinkman walks through not only the changes, but the basics of understanding how these mortgages work.
This video will explain many of the rules in order for you to do a reverse mortgage correctly, including what to watch out for and what loopholes can cost you money if not done correctly.
Find out why the maximum mortgage withdrawal went from 70% to 40% along with some other big changes that occurred after October 1st, 2013.
You will also learn about the adjustable rates on the new reverse mortgages and why the fixed rates are a thing of the past.
Popular among seniors, a Reverse Mortgage is a legitimate tool for income planning. As an Income Expert, Rob uses a case study of a typical retired couple living on Social Security, Pension and some Investment Income, to show a scenario that may typically apply.
To find out more about Rob and to download all of his free reports, check out http://www.retirementharvest.com
Nothing in this video can be construed as investment advice or can be used to fully make a decision on a reverse mortgage. This is simply the basic education on HECM’s and you should always consult a reverse mortgage expert before ever making any moves
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Credit rating counseling is governmental in general, however it may also be provided privately, albeit with certain dangers. Learn how to avoid consumer credit guidance with assistance from a registered financial consultant in this free movie on credit and private finance.
Expert: Patrick Munro
Bio: Patrick Munro is an authorized economic consultant (RFC) with outstanding product sales amount of progressive financial products and methods to the senior and boomer marketplace.
Filmmaker: Reel Media LLC